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My current goal for this year is to negotiate a pay rise and (start to) save up enough money for a deposit on a mortgage.

Is it unwise to take on a mortgage while still being £10k in debt with student loans? That gets repaid automatically from my salary, and it gets written off in your 50s anyway, so my strategy for dealing with it has been to simply ignore it.

@Inskora no. a student loan isn't treated the same as any other debt, think of it as more of an extra tax. it shouldn't have any real bearing on your credit rating or eligibility for a mortgage

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